Credit Contracts and Consumer Finance Act 2003

58 Changes by court

• (1) If the creditor does not agree to change the consumer credit contract in accordance with the application, the debtor may apply to the court to change the terms of the contract.

  (2) The court may, after allowing the applicant, the creditor, and any guarantor a reasonable opportunity to be heard,—

  • (a) by order, change the consumer credit contract in a manner set out in section 56; and

  • (b) make any other orders it thinks fit.

  (3) The court may, if it thinks it appropriate in the circumstances, stay any enforcement proceedings under the consumer credit contract, and make any other orders it thinks fit, until the application has been determined.

  (4) Subsection (3) does not apply to a Disputes Tribunal established under section 4 of the Disputes Tribunals Act 1988.