Example 1—single unemployment beneficiary with 2 dependent children
P is a single unemployment beneficiary with 2 dependent children, both of whom are younger than 13 years of age.
P’s weekly chargeable income is $503.14, and is made up of—
net unemployment benefit; and
family support—a credit of tax under subpart KD of the Income Tax Act 2004; and
accommodation supplement for a resident renting in area 1; and
disability allowance (paid at the maximum).
P’s weekly allowable costs are $313.96, and are made up of—
rent in area 1 (deduct $20.96 loading from accommodation costs); and
disability costs via disability allowance.
P’s disposable income is therefore $189.18, which is the remainder (a positive amount) obtained by subtracting—
P’s weekly allowable costs; from
P’s weekly chargeable income.
P’s standard costs are $257.67, and are made up of—
70% of the net unemployment benefit; and
P’s standard costs, $257.67, exceed P’s disposable income, $189.18, by $68.49. The deficiency is therefore $68.49.
The upper limit is $74.73 (which is 30% of the net unemployment benefit).
If P is eligible for temporary additional support under regulations 6 to 8, and an application form for that support is completed as required by regulation 9, then the amount of that support that P may be granted per week, under regulation 10, is $68.49, which is the lesser of the deficiency, $68.49, and the upper limit, $74.73. (Although P has disability costs included in his or her allowable costs, the disability exception amount is not available to P under regulation 11, because P’s deficiency does not exceed the upper limit.)
Example 2—married unemployment beneficiary with 3 dependent children
S is a married unemployment beneficiary with 3 dependent children; all of whom are younger than 13 years of age.
S’s weekly chargeable income is $557.92, and is made up of—
net unemployment benefit; and
family support—a credit of tax under subpart KD of the Income Tax Act 2004; and
disability allowance x 2 (paid at the maximum).
S’s weekly allowable costs are $327.48, and are made up of—
Housing New Zealand rent in area 1 (deduct $20.96 loading from accommodation costs); and
disability costs via disability allowance.
S’s disposable income is therefore $230.44, which is the remainder (a positive amount) obtained by subtracting—
S’s weekly allowable costs; from
S’s weekly chargeable income.
S’s standard costs are $319.09, and are made up of—
70% of the net unemployment benefit; and
S’s standard costs, $319.09, exceed S’s disposable income, $230.44, by $88.65. The deficiency is therefore $88.65.
The upper limit is $86.95 (which is 30% of the net unemployment benefit).
The disability exception amount is $13.91 (which is 30% of the excess disability costs total).
If S is eligible for temporary additional support under regulations 6 to 8, and an application form for that support is completed as required by regulation 9, then the amount of that support that S may be granted per week, under regulations 10 and 11, is $100.86.
That amount, $100.86, is the sum of—
$86.95, which is the lesser of the deficiency, $88.65, and the upper limit, $86.95 (see regulation 10(1)(a)); and
$13.91, which is the disability exception amount available to S under regulation 11 (see regulation 10(1)(b)).
Example 3—single unemployment beneficiary with no dependent children
X is a single unemployment beneficiary who is 26 years of age and has no dependent children.
X’s weekly chargeable income is $193.92, and is made up of—
net unemployment benefit; and
X’s weekly allowable costs are $159.48, and are made up of—
Housing New Zealand rent in area 1 (deduct $20.96 loading from accommodation costs); and
disability costs via disability allowance; and
consumer credit contracts.
X’s disposable income is therefore $34.44, which is the remainder (a positive amount) obtained by subtracting—
X’s weekly allowable costs; from
X’s weekly chargeable income.
X’s standard costs are $121.74 (which is 70% of the net unemployment benefit).
X’s standard costs, $121.74, exceed X’s disposable income, $34.44, by $87.30. The deficiency is therefore $87.30.
The upper limit is $52.18 (which is 30% of the net unemployment benefit).
If X is eligible for temporary additional support under regulations 6 to 8, and an application form for that support is completed as required by regulation 9, then the amount of that support that X may be granted per week, under regulation 10, is $52.18, which is the lesser of the deficiency, $87.30, and the upper limit, $52.18. (Although X has disability costs included in his or her allowable costs, the disability exception amount is not available to X under regulation 11, because his or her disability costs are met by his or her disability allowance.)