Reprint as at 1 April 2005

Credit Contracts and Consumer Finance Regulations 2004

(SR 2004/240)

Silvia Cartwright, Governor-General

Order in Council

At Wellington this 9th day of August 2004

Present:
Her Excellency the Governor-General in Council

Note

Changes authorised by section 17C of the Acts and Regulations Publication Act 1989 have been made in this reprint.

A general outline of these changes is set out in the notes at the end of this reprint, together with other explanatory material about this reprint.

These regulations are administered by the Ministry of Consumer Affairs.

Pursuant to section 138 of the Credit Contracts and Consumer Finance Act 2003, Her Excellency the Governor-General, acting on the advice and with the consent of the Executive Council, makes the following regulations.

Alternative publication requirements

5 Alternative publication requirements

Assumptions

6 Assumptions

Rebate of premium paid under consumer credit insurance contract

7 Rebate of consumer credit insurance contract premium

Creditor's loss arising from full prepayment

8 Application of regulation 9

9 Calculation of reasonable estimate of creditor's loss if interest rate fixed for whole term

10 Application of regulation 11

11 Calculation of reasonable estimate of creditor's loss if interest rate fixed for part of term

Model disclosure statements

12 Model disclosure statements

13 Terms and conditions for use of model disclosure statements

14 Format and layout may not be modified

15 Other information

16 Model disclosure statement may be divided into 2 parts

Other key information concerning consumer credit contract

17 Other key information

Schedule 1
Assumptions that may be used or applied when disclosing information under Act

Schedule 2
Model disclosure statements

Gazette information

Reprint notes

New Zealand Legislation: Regulations

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